Invest • Fixed Income

Gold, deposits and bonds — same screen, different trade-offs.

Use the comparison board to see how amount, holding period and reference rates change an illustration.

LIVE COMPARISON BOARD

See gold, an FD and a bond on the same screen.

Change the holding period and amount; the board updates instantly.

Au
GOLD

Gold price reference

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Uses the admin-maintained gold reference. Your return depends on entry/exit price and holding costs.

Reference / 10g
FIXED DEPOSIT

Reference FD

% p.a.

A deposit return can be predictable, but actual rates vary by bank, tenure and customer conditions.

Illustrative value
B
BONDS

Reference bond yield

% p.a.

Bond returns can depend on coupon, purchase price, maturity and market value when sold before maturity.

Illustrative value
Last updated: Reference values are maintained in WP Admin → Mypoonji.
01

FD

Known interest structures can be useful for defined horizons, but rates vary and interest may be taxable.

02

Bonds

Coupon, price, maturity and issuer credit all matter. Selling before maturity can create market-price gains or losses.

03

Gold

Gold behaves differently from an interest-paying instrument. Price movement, spreads and form of ownership all matter.

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