See how a monthly habit can compound.
Change the amount, time and assumed return. The result is an illustration — not a promise.
Open calculator
Know your money. Grow your poonji.
What is your poonji trying to achieve?
Your goals. Your risk. Your investments. Learn everything here for free — and when you want a plan built around your own life, book personalised one-to-one advice.
✓ 3 minutes, no login
✓ Nothing stored
✓ Built on your numbers
Live illustration
MyPoonji Score
72/100
72
out of 100
Illustrative trajectory
Monthly SIP
₹25,000
Goal horizon
12 yrs
Next focus
Retirement
The right order
Me → My money → My goal → My risk → My action.
Not Mutual Funds → Large Cap → Mid Cap → ELSS. Start with the decision, and the products fall into place.
01
Tell us the goal
Wealth, retirement, education or a home — pick what this money is for.
02
Get your score
A MyPoonji Score out of 100, built from your income, savings and protection.
03
See your priorities
The three areas that matter most right now — not a generic checklist.
04
Take the next step
Explore the matching funds, run the SIP numbers, or talk it through with us.
Why the name matters
"Poonji" is the word we use when money has a story.
We built Mypoonji around a simple idea: people rarely say "I need a portfolio." They say "I need money for my daughter's education," "I want to buy a home," or "I don't want my parents to worry."
That is why every page starts with the human decision and then explains the financial product — not the other way around.
Read the Mypoonji story"
Make the financial language simpler. Let the decision stay with the person.
Mypoonji principle6MF categories
3planning layers
1clear starting point
Mutual Funds
View all funds →
Start with the fund category, not the fund name.
Tools on the home page
Do the maths before you make the move.
Use the calculators now, then take the output into a more informed conversation with your family — or with us.
Work backwards from the life you want.
Tell Mypoonji the goal, timeline and starting corpus. Get a simple monthly target and an illustrative mix.
Find my goalAlso on Mypoonji
The rest of the financial picture, when you need it.
Mutual funds are the core of what we do. These sit alongside it for when a decision touches borrowing, protection or property.
Fixed Income
See how deposits, bonds and gold differ in risk, liquidity and return behaviour.
Explore →Insurance
Protect the people and income that your financial plan depends on.
Explore →Loans
Borrow deliberately: compare use cases, affordability and repayment pressure.
Explore →Real Estate
Understand property, REITs and the practical questions behind real-estate decisions.
Explore →Private Equity
Explore SIF, AIF and venture-capital concepts before considering complex alternatives.
Explore →Free to learn. Paid when it's personal.
Two ways to use Mypoonji.
Everything you read and calculate here is free, for knowledge. Advice that is built around your own numbers, family and goals is a paid service — with the fee agreed upfront.
Learn, calculate, compare.
The Learn Centre, fund-category guides, SIP calculator, Goal Finder and Poonji Check are open to everyone — no payment, no pressure.
Start learningA plan built around you.
A one-to-one session, a written plan for your goals and risk, and a clear way to review it as life changes. You pay a transparent fee for the advice itself.
See how advisory worksReady when you are