01
Amount
Choose a monthly contribution you can sustain without damaging essentials or emergency savings.
Plan • SIP Calculator
See the habit behind the number.
Experiment with monthly investing, time and an assumed return to understand compounding before you make a commitment.
SIP CALCULATOR
Live calculation
Make the monthly number feel real.
Increase your SIP by this % every year (common range: 5–15%). Set to 0 for a fixed SIP.
Amount invested
₹36,00,000
Potential value
₹80,56,304
Illustrative gains
₹44,56,304
Illustrative compounding only. Step-up assumes the monthly amount rises once a year by the chosen %. Actual returns vary; taxes, charges and market movements are not included.
How it works
Small monthly amounts become powerful through time — not certainty.
This illustration assumes monthly contributions and a constant annualised return. Real market returns move up and down and are never guaranteed.
02
Time
A longer horizon gives compounding more time to work, while goals can arrive earlier than expected.