Start here · MyPoonji Check

What is your Poonji trying to achieve?

Six quick questions. No PAN, no login, nothing saved — just a clear read on where you stand and the three things worth doing next.

STEP 1 OF 6 · YOUR GOAL

What is this money mainly for?

Pick the closest fit — you can still hold several goals at once.

🌱 Grow long-term wealth 🌴 Retirement 🎓 Child's education 🏠 Buying a home

STEP 2 OF 6 · ABOUT YOU

How old are you?

This helps set a sensible reference point for equity exposure and retirement runway.

Age 30

STEP 3 OF 6 · YOUR MONEY

Roughly what comes in and what goes into investing?

Round numbers are fine — this stays on your screen and is never stored.

Monthly income (₹)

Monthly amount you invest (₹)

Existing investments, total (₹)

STEP 4 OF 6 · CURRENT MIX

Of your existing investments, how much is in equity — shares or equity mutual funds?

A rough share is fine. Set to 0 if you have not started investing yet.

Equity share 50%

STEP 5 OF 6 · PROTECTION FIRST

Is the foundation in place?

Emergency fund (3–6 months of expenses, set aside)

Term life insurance

Health insurance

STEP 6 OF 6 · RISK

If your investments fell 20% in a bad month, what would you do?

😟 Move to safer options 😐 Wait and watch 😌 Stay invested, maybe add more

Why this comes first

Me → My money → My goal → My risk → My action.

Most financial websites start with products — large cap, mid cap, ELSS. MyPoonji starts with you, because the right product only makes sense once the goal, timeline and risk are clear.